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Personalised Strategies for Business and Personal Insurance
Located in Dunedin and Central Otago | All enquiries welcome

There are many benefits to starting a savings plan early with KiwiSaver - let Insure Otago show you how increasing contributions can help

Whether your goal is to buy your first home or fund your retirement, KiwiSaver is an excellent investment platform. For a lot of Kiwis, it will play an important role in both.
If you are already enrolled in KiwiSaver, you may benefit from talking with a qualified investment advisor. You may have been automatically enrolled and have no idea who your provider is or where to locate your specific investment fund. You may have chosen to take a contributions holiday and are now ready to begin investing again. We can help give you personalised advice to achieve your financial goals.
Get independent guidance for your KiwiSaver journey – discuss your options and take the next step towards securing your financial future.

Send Us a Message

If you have a question, or would like to talk to one of our advisors about your insurance needs, please fill in the form and we'll be in touch as soon as we can.

Insure Otago specialises in providing KiwiSaver advice

  • Get an annual Government contribution of $260.72
  • Withdraw funds to help you purchase a home *
  • Enjoy another 3% contribution from your employer (3.5% from 1 April 2026)
  • Save for retirement
* subject to conditions
Insure Otago will assess your situation and can help you identify your risk profile, choose an appropriate fund and select a provider to match your needs

Otago's trusted advisor for KiwiSaver


As you get older, we continue to monitor the funds you’re invested in and recommend changes when necessary as you get closer to retirement to make sure the fund goals align with your goals. New Zealand Superannuation may not be sufficient to fund the retirement you’ve dreamed of, and KiwiSaver is an efficient investment platform to help mitigate any shortfall. You don’t need to exit KiwiSaver at the current eligibility age of 65, meaning if you wish to work for longer, your funds will continue to be invested.

Insure Otago can help you select the right contribution rate to achieve your long-term goals

Currently, the contribution options are 3%, 4%, 6%, 8% and 10% but did you know you can also make lump sum contributions to help beef up your balance? We can show you how to do this and illustrate how this will help to grow your balance over the timeframe that is relevant to your own situation.

How Insure Otago can help...

Insure Otago is here to talk through your KiwiSaver needs. Get in touch today.
Personalised Solutions for Business and Personal Insurance
Located in Dunedin and Central Otago | All enquiries welcome