When was the last time you reviewed your cover?
Life and medical insurance are not “set and forget” solutions.
Changes such as a new job, increased income, a mortgage, or growing family responsibilities can all affect how much cover you actually need. In some cases, clients are underinsured without realising it — in others, they may be paying for cover that no longer suits their situation.
A short review can help ensure:
Your cover still matches your current lifestyle
You’re not paying for unnecessary extras
Any gaps are identified before they become a problem
Small Changes to KiwiSaver Can Make a Big Difference!
KiwiSaver is one of the simplest ways to build long-term wealth, but many people don’t revisit their settings after joining. Even small adjustments can have a significant impact over time, such as:
Increasing your contribution rate
Checking you’re in the right fund for your timeframe
Making sure you’re receiving the full government contribution
Over the long term, these small decisions can add up to tens (or even hundreds) of thousands of dollars difference by retirement.